Everyone Needs A Will; Here's Why

Most people know how important a last will and testament is, especially those who have children. If you die intestate (without a will), you're essentially gambling your possessions away and risking your children's well-being. Here's why every parent, and most single people, must have a will and some unusual circumstances you should be aware of before signing the document. Parents With Property Whether you're a new parent rejoicing in the arrival of your baby or you've been at it for a while, it's never too early--or too late--to plan for you and your child's future. [Read More]

Is It Possible To Reverse An Adoption?

Adoption is a highly-charged emotional process that often leaves birth parents second-guessing themselves. What seemed like a sensible decision may give way to feelings of having made a terrible mistake in the weeks following the completion of the adoption process. If you're having second thoughts about giving up your child, you may be able to get him or her back. Revocation Period The government recognizes there are times when birth parents may change their minds about allowing other people to adopt their children. [Read More]

What You Need To Know About The Adoption Process In Ontario

If you and your spouse decide that you want to provide a home to a child in Ontario who might not otherwise have a safe place to live, you should to apply to become adoptive parents. While the outcome of a successful adoption will provide you with a child that you will be able to love and protect, the road to becoming legal guardian can be arduous and filled with legal hurdles. [Read More]

Temptation Triggers: 5 Ways To Avoid Emotional Spending When You're In Debt

You've heard of emotional eating, but what about emotional spending? In 2012, nearly 60% of Canadians admitted they shop to improve their mood. If you're caught in this cycle, use the following tips to avoid accumulating more debt. 1. Set a Delay Threshold Impulse spending is unplanned. It could be as small as a candy bar snagged off the display in the supermarket checkout line or as big as a 60-inch television you didn't know you needed until you saw it on the shelf. [Read More]