Dealing With Insurance Companies: There are many ways that you can get injured that would lead you to deal with an insurance company, whether it's yours or someone else's. Insurance companies have vast legal and financial resources at their employ. You do not, unfortunately, and this can lead to a lot of frustration on your part. Hiring a personal injury attorney will help you level the playing field. They know what the company is legally responsible for and can hold them to it.
The Statute of Limitations Is Going to Expire: The statute of limitations doesn't just apply to criminal cases, it also applies to civil cases, though the length of the statute of limitations that applies to you is going to depend on the state you live in. If the statute is expiring soon, you will want to file a suit as soon as you possibly can. An attorney can help bring your case to court in time. If it has expired, a personal injury attorney may be able to help find you an extension for the statute of limitations, as there are some legal circumstances that allow for such a thing.
Finding the Responsible Party: The party that is responsible for your injury may or may not be the people who work or live where you were injured. For example, if you were injured due to contaminated food, the grocery store or restaurant where you got the food may be liable. But they may not be responsible because a lot of different entities handled the food before it got to you. It was gathered in some way by workers, potentially cooked or otherwise processed, contained in some way, and then shipped. Each step along the way, there is likely a different entity that may be responsible for how the foreign body got into your food. A personal injury attorney can do the investigation to find out who's responsible and if there was more than one entity that may be held liable.
Knowing the Laws that Apply: In some cases, there are several layers of laws that may apply to the case and whether or not the other party is liable. For example, if you've been bitten by a dog, the owner may not be liable. There are some states where there are laws that do not hold an owner liable if their dog has never previously bitten someone. Sometimes these are called "one bite" laws. But, just because that law may be applicable doesn't mean that other laws aren't also applicable. If the owner was ignoring leash laws, they can still be held liable in many places, for example. So, while on the surface, it seemed like you didn't have a case, a personal injury attorney may be able to turn that around.
To learn more, contact a personal injury lawyer.