Four Divorce Tips For Stay-At-Home Moms

If you are thinking about getting a divorce, you are going to want to take steps to protect yourself, especially as a stay-at-home mom. Stay-at-home moms are at a slight disadvantage financially, which is why it's important to protect yourself in this way. Here are four tips to consider:

  1. Meet With a Financial Adviser: As a stay-at-home mom, meeting with a financial adviser is a must for planning your future financially. Even if you plan on becoming employed after the divorce, you still want to be sure that during the time you are not making money, you are still financially protected. Your financial adviser will help you invest the money that you will be entitled to through the divorce. On top of this, they will help you with budgeting the money that you receive and ensuring that you know what a fair settlement from the divorce will be based on your financial needs and your spouse's income. 
  2. Get a Home Inspection: If you plan on buying out the home from your spouse, you are going to want to have a home inspection done. This way, if there are any repairs, you are not buying out the home for more than what it is worth. Plus, this is going to help you afford the repairs that are needed, or you can arrange to have these repairs done before the house is in your full possession. 
  3. Talk With a Mortgage Planner: Another step to take if you are going to buy out the house is meeting with a mortgage planner. This way, you can determine what your income from the alimony and child support needs to be in order for you to even have a mortgage. This is going to help you when it comes to determining a fair settlement in your divorce case. 
  4. Hire a Divorce Attorney: Finally, you are going to want to hire a divorce attorney. He or she will help you understand the process of divorce, which is much more difficult in situations where only one person is providing an income to the household. This is especially important if you want to maintain your lifestyle as a stay-at-home mother. Your divorce attorney can help make this possible, and if the case goes to court, they can fight for your right to continue being a stay-at-home mother. 

When you consider these four tips, you can be sure that your rights are going to be protected.